Personal finance and budgeting is a plan that helps you to allocate income towards expenses, savings and debt repayment. It is important to ensure you are spending less than you have coming in to avoid debt problems and other financial issues. There are many factors to include when allocating a personal budget, including mortgages or rent, bills, insurance and other important amenities. Once these are paid, it is possible to save for more luxurious items or spend what is known as discretionary income.
How Can I Budget More Effectively?
This course, developed exclusively by e-Careers, will help you to plan expenditure for both short-term and long-term so you can map out your own financial success. Tax, insurance and home costs are just some examples of what you will study in-depth, making your spending easier to understand.
We will make budgeting easier and guide you in conscious decisions when allocating your income to expenses. You will also learn how to save for retirement, emergencies, luxuries and other life events which will affect your plans. We provide practical guidance on the different ways, tools and websites you should be using to help you save money.
Once you have the knowledge and the practical guidance of where to go and what to do, we will also walk you through the next steps to tighten up your finances. Whether you have a spare room to rent, or you’re a student struggling to pay the bills, this course will give you advice on how to handle your situation.
What’s The Deal?
- My Money – Personal finance & budgeting online course – R199 (valued at R18 420)
Key Learning Points
- Introduction
- Life Stages
- Your Money and Your Income
- Using Your Money
- Managing Your Money
- Insurance
- Homes and Mortgages
- Your Spending
- Saving Your Money
- Borrowing Money
- Life Events
Advantages of this Course
- Insider know how from money saving experts who have a wealth of experience and knowledge in savings and personal finance.
- Customise the course content for your own needs and commitments
- Did you know facts to help you understand your situation, how to deal with it and more tips from the experts
- Blogs and forums for the latest in money saving advice and news
- Videos and more interactive course content to help your learning experience
- End of module quizzes to help you consolidate your learning
Units of Study
- Your Money And Your Income
- Using Your Money
- Managing Your Money
- Insurance
- Homes And Mortgages
- Your Spending
- Saving Your Money
- Borrowing Money
- Validity: The deal is valid until 31 December 2021.
- Only one voucher per person, one additional voucher may be bought as a gift.
- Customer service support available 7am – 7pm GMT via email (info@e-careers.com), telephone (+44 (0) 203 198 7700) or online chat.
- 12 months unlimited access to course content.
- Training platform runs on any Flash-based computer. Hyperli does not cover any additional tax, service charge or gratuity.
- Compatibility: Windows, Mac, iPhone, iPad and Android.
- No software included.
- Course completion certificate included.
- Browser settings need to be changed when using a Mac. Information found here https://www.e-careers.courses/faqs
- Image displayed is only a representation.
- Hyperli does not cover additional tax, service charge or gratuity.
Redemption:
- To redeem go to https://www.e-careers.courses/redeem-voucher
- Enter your voucher code and click ‘Redeem’.
- Enter your details and your email address.
- You will then receive an email with instruction on how to access the course within three working days of redemption.
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